March 2016 update

And now it is time for my March monthly update. It was another good month, better than previous month mainly due to another Crowdestate interest payment. Other portfolios also generated higher income than in February (one exception was lower dividend income). In March I increased my Omaraha portfolio due to the fact that Moneyzen did … Read more

February 2016 update

Hello and sorry to all my readers – I was quite busy in march and totally forgot to write my monthly update. Anyway here it is! Nothing special. Similar income as in January, except that there was not interest income from Crowdestate. I did not make any new significant investments, only reinvested interests in P2P … Read more

January 2016 update

Sorry for so late, short and laconic overview this time. I have been quite busy and I have limited my online time to only necessary duties. There have been not many interesting things in terms of investing. I made 1 ETF purchase to average down the cost. I do not plan to add new money … Read more

December 2015 update

Firstly, Happy new YEAR to all the readers! It has been an interesting year and hopefully the new one will be even greater. I will write a post about 2015 soon, this post gives a small overview about the December. Passive income It was great month. P2P (Bondora, Omaraha, Moneyzen + Mintos) made new all … Read more

November 2015 update

November was an interesting month. I attended to Rahafoorum training day that was very fun event, had good speakers and attendees. It was great to see many other bloggers and fellow investors that I have been discussing on-line. I hope there will be other similar seminars or gatherings. In financial wise November expenses were quite … Read more

September 2015 update

Intro September was quite interesting month as first Crowdestate project finished and interest was paid out. Thanks to this it was a record month of passive income. I also attended to some great events – Pub meeting with fellow investors (there were about 12 other investors, some beginners other experienced investors. We had interesting talks … Read more

August 2015 update

Passive income August was almost as good as previous month. Income from advertisements has started to climb again – summer vacations are over. The biggest disappointment was Bondora interest income that has dropped slightly (Moneyzen, Mintos and Estateguru increase has compensated the drop). I don’t know jet why, it might be some coincident, lets see … Read more

July 2015 update

Two thirds of our Estonian summer time/months have passed already and it is again time to post my last month’s performance report. Currently I am spending my vacation and I actually like the weather. There are so much windy days and as I am doing kitesurf, I have kited almost every day this week total … Read more

June 2015 update

Hi there! Another month has passed and summer warmth has not yet arrived in Estonia. It is time to give my June portfolio update. If someone is not yet noticed, half of the 2015 has passed (too fast!), therefore I plan to soon write another post about my half year goal progress.

What happened in June?

Nothing super interesting happened, but it was good month full of different sport activities. I started to use my bicycle when going to work (on sunny days) and I like it. You can look my progress on the chart below.


We Estonians also had our national holidays called “Jaanipäev” and “Eesti võidupüha” and I personally had almost 5 day mini vacation that included grilling and eating. It is a time when a lot of people drink and eat too much. I managed to avoid the first one entirely and the second one was managed also fairly good. The only regret is that I did not do much sport during that 5 day period only some work in our summer home.

BTW. I had an idea that someone should organize “Finatsvabadus” groups “summer days” event. For example, few hours of chatting and grilling meat in the nature. Maybe someone has a good spot/summer home near Tallinn?

Enough of that, back to numbers!

Passive income

June was again worse than 2 previous months, mostly because lower dividend income, however, this is expected due to the yearly dividend payment policy in the Baltic stock market. When not taking dividends into account, it was still worse than May as the advertisement income has decreased also (people spend less time on-line in summer).

Read more

May 2015 performance update

It is first of June and it is again time to give an overview of previous month performance. Last month was not ordinary as I spent 10 days at Estonian largest military exercise in history called Siil 2015. Money wise it meant that my expenses were little bit lower and income higher as my employer … Read more