Lightyear - an alternative to Interactive Brokers
Lightyear is an investment platform established in Estonia. Lightyear’s goal is to make investing easy, convenient and affordable for retail investors. When investing in foreign shares and ETFs, the usual choice is to use your home bank, but they usually have high transaction fees and fees for holding shares.
Another popular option is to open an Interactive Brokers account. With them, opening an account is difficult, the user experience is poor, and transaction fees are significantly lower, but still exist. So, for a beginner investor who does not want to use leverage or trade options, Lightyear is a very reasonable choice.
Mõned Lightyear'i eelised
- There are no transaction and monthly fees
- Interest is paid for the money in the account
- Access to 3000+ US and European stocks and ETFs

Private account Referral code: ILVES20
To get a bonus, enter a promo code when creating an account ILVES20
Using the discount code, you can buy one fractional share worth €20 for free so you should choose a stock that price is more than €20. For example MSFT, AAPL or anything else you like. NB! To receive the bonus, a money transfer must be made to the account.
Company Referral Code: TAAVIFX
To open a company account, you must first open a private account. After confirming it, you will have the opportunity to open a company account. To receive a bonus, enter the promo code TAAVIFX in the private view on the “Promotions” page, which you can find in the menu.
With the iscount code, you can exchange currency for up to €3,000 for FREE within 3 months!
Read more:
- How opened a business account with Lightyear (in Estonian)