Intro

February has ended and first March is here. It was an entertaining month as about half of the month I was working and another half I spent at Fuerteventura (one of the Canary Islands) mostly kite surfing and a little bit of sightseeing. This trip made little mark to the monthly budget due to traveling and rental expenses. Food and gas is much cheaper there than in Estonia.

I will not write about the trip much more as I am not sure if it would be interesting to my readers. But if anyone is interested you can let me know in the comments and I will decide if to write a separate post or not.

Another great moment was at my employer’s birthday party where I was awarded with one out of the five “Employee of the Year” award. Wonderful month!

By the way spring is almost here and I can not wait when I can ride with my bike again!

Projects

I only did 2 smaller side projects due to only working half of the month. Also, I decided not to post updates about the side projects as they are not so interesting just boring numbers that fluctuate between 1 and 10 max.

Passive Income

Like me and other investors predicted February interest income was slightly worse than in January however, thanks to advertisements income, OmaRaha and EstateGuru I was able to pass the 200€ mark.

When talking about the numbers then the passive income increased by +19.12€ to total of 214.31€. The P2P loan interest income was 145.06€ (+4.75€), advertisement income correspondingly 53.09€ (+11.8€), income from real estate lending sites 11.41€ (+4.68€).

Investments

Like in January I added little more money to OmaRaha and Bondora (an equal amount to both). I also participated in one EstateGuru project and bought Tallinna Kaubamaja stock (that have grown over 7% by few weeks after I bought them, great timing).

Meanwhile, I was on my vacation Crowdestate came out with 2 new projects. I would have invested in the fixed rate project, but I was not near the computer. And about the other project I have not yet investigated it if I would invest in it or not.

I am not sure if I will increase my investments in March as I am already ahead of my investments target per month in this year but let the time be the judge. If I complete few decent side projects, then why not.

See more

Updated Financial Independence report and Savings Rate report