Aprill 2021 ülevaade

Tere lugeja. Ma pole pikka aega blogisse midagi kirjutanud, vabandan! Mõned tuttavad on uurinud – miks ma siis kirjutada ei viitsi ja kas investeerimine on jäänud sootuks tahaplaanile või on portfellis koroona tõttu asjalood kehvad. Tegelikult ei seda ega teist. Lihtsalt pole olnud midagi vahvat kirjutada. Aprilliks vast juba on – saab eelnevate kuude suuremad sündmused ja muudatused portfellis ühe postitusega ilusti kokku võtta.

2021 aastal olen jätkanud ühisrahastusportaalide kaudu välja antud laenude osakaalu vähendamist. Aprilli lõpuks on ühisrahastuslaenude osakaal langenud juba 13% peale. Tegelikult on mai lõpuks osakaal veelgi väiksem, sest olen otsustanud enamiku rahast Mintose portaalist välja tuua ning investeerida otse Credistari võlakirja. Nimelt olen Mintoses nagunii enamus rahast neile andnud ning üldiselt on Mintoses seis kaootiline, tihti raha lihtsalt seisab kontol.

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2018 aasta portfelli kokkuvõte

Sissejuhatus Viimasel ajal pole ma kuu kokkuvõtteid enam teinud, kuid lubasin seda, et aasta kokkuvõte tulemata ei jää. Head lugemist! Minu portfelli keskmine tootlus 2018 aastal oli veidi üle 21%, millega võib täitsa rahul olla. 20% piir oli ka üks aasta alguses seatud eesmärkidest. Varaklasside kaupa vaadates oli tootlus hoopiski erinev. Kui aktsiad tootsid miinust, … Read more

June 2015 update

Hi there! Another month has passed and summer warmth has not yet arrived in Estonia. It is time to give my June portfolio update. If someone is not yet noticed, half of the 2015 has passed (too fast!), therefore I plan to soon write another post about my half year goal progress.

What happened in June?

Nothing super interesting happened, but it was good month full of different sport activities. I started to use my bicycle when going to work (on sunny days) and I like it. You can look my progress on the chart below.

chart

We Estonians also had our national holidays called “Jaanipäev” and “Eesti võidupüha” and I personally had almost 5 day mini vacation that included grilling and eating. It is a time when a lot of people drink and eat too much. I managed to avoid the first one entirely and the second one was managed also fairly good. The only regret is that I did not do much sport during that 5 day period only some work in our summer home.

BTW. I had an idea that someone should organize “Finatsvabadus” groups “summer days” event. For example, few hours of chatting and grilling meat in the nature. Maybe someone has a good spot/summer home near Tallinn?

Enough of that, back to numbers!

Passive income

June was again worse than 2 previous months, mostly because lower dividend income, however, this is expected due to the yearly dividend payment policy in the Baltic stock market. When not taking dividends into account, it was still worse than May as the advertisement income has decreased also (people spend less time on-line in summer).

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Personal goals for 2015

In the last post I described by finance goals for 2015. I realized that I it would be beneficial also to create and write down my personal goals to see if this approach increases the success rate of my objectives. It is said that all goals should be measurable and traceable. It was easy to … Read more