December 2014 Projects & Investments Update

Projects

In December I completed 7 projects that is two (+3) more than previous month. In terms of money it was 246% increase comparing to previous month.

Month	Projects	Change
August	4	+0
Septmeber	5	+1
October	2	-3
November	4	+2
December	7	+3

It was very busy month in terms on side projects as many companies targeted their consumer campaigns to Christmas period to increase their sales. Probably January will not be so busy but whole 2015 should be at least as busy as 2014.

Passive Income

In this month there was great revenue from the advertisements thanks to chistmas, because people were searching for christmas poems and due to that increased traffic more clicks were made and ads were shown.

Overall it was very good month as the income increased quite a lot (+57.60€) to total of 160.98€. The interest income part was 79.33€ (+8.37€) and advertisement income correspondingly 66.80€ (+34.38€).

Investments

In December I also transfered some more money to Bondora and participated in 3 projects of real estate (2 CrowdEstate projects and 1 EstateGuru).

November 2014 Projects & Investments Update

Projects

In November I completed 4 projects that is two (+2) more than previous month. In terms of money it was 246% increase comparing to previous month.

Month	Projects	Change
August	4	+0
Septmeber	5	+1
October	2	-3
November	4	+2

In general it was good month but December is expected to be even better as there are many ongoing Christmas related campaigns that will be launched in December.

Passive Income

In this report I am using bit different graph than I used in previous. I decided to include my Google Adsense earnings from Luuletused.ee project also, as I was able to increase my ads revenue significantly thanks to better ad placements.

Overall it was good month as the income increased quite a lot (+25,82€) to total of 103.37€. The interest income part was 70.95€ (+5.22€) and advertisement income correspondingly 32.42€ (+20.60€).

Investments

In November I transfered some more money to Bondora and I also bought few Tallinna Kaubamaja Shares to diversify my investments and own more dividend paying shares.

I also decided to add new graph (tree map) about all my investments. I like this representation very much as it visualizes my investments allocation in different investments types very well.

October 2014 Projects & Investments Update

I decided to post brief overview about the projects completed and investments performance of previous month. This post is meant mainly for me to help me to visualize and track my investments and projects monthly performance. Maybe some readers also find it interesting to follow. You can also read previous post about September.

Projects

The number of the projects was very small – 2 Facebook campaigns:

Development of Facebook campaign where users had to guess a movies release years. For Estonian and Lithuanian market. Client: Goal, National Geographic

Month	Projects	Change
August	4	+0
Septmeber	5	+1
October	2	-3

The small number of projects was due to the fact that I had a 2 week vacation and went to Tenerife. Also there were not so many project offers, but there are many new projects planned for current month.

Passive Income

In October I received total of 65.73€ as interests from Bondora (64,76€) and Moneyzen (0.97€) that is again new record as you can see in the graph below.

My total XIRR, taking into account my Bondora accounts and Moneyzen account is about 19% that is 0.2% improvement from previous month. However the amount of defaulted principal has raised by about 59€ to 173.57€. It seems to be the highest increase this year and most probably due to higher expenses for heating and soon coming christmas.

Investments

In October I invested little money to Moneyzen platform as I only had about 100€ invested there already. I also transfered similar amount to Estateguru and invested into a loan backed by land however the loan is still in pending status and only 40% of the total amount is raised. I do not plan to invest there anything more as at the moment my money is not earning any interest. I also bought OEGT (Olympic Entertainment) shares as the price was bit lower than usual and finally I bought 3 SPY index fund shares through LHV Broker to experiment with LHV Broker software and index funds as I have never invested into them before.

September 2014 Projects & Investments Update

I decided to post brief overview about the projects completed and investments performance of previous month. This post is meant for mainly to me myself to help visualize and track my investments and projects monthly. Maybe some readers also find it interesting to follow. You can also read previous post about August.

Projects

The number of the projects was quite small – 5 Facebook campaigns:

Development of Horse show Facebook poll application. Client: 7Blaze, Tallinn International Horse Show
Development of Estonian Court Facebook questionnaire application.. Client: 7Blaze, Eesti kohtud
Development of Fox Braingames photo contest Facebook application. Client: Yell, Fox
Development of Maxima talent contest Facebook application. Client: Goal, Maxima
Development of Omniva Facebook application. Client: Goal, Omniva

Month	Projects	Change
August	4	+0
Septmeber	5	+1

Passive Income

My only monthly passive income comes from Bondora P2P loans. In August I got ~58€ from loan interest. All received principal and interest were reinvested.

August 2014 Projects & Investments Update

Projects

Due to summer the number of the projects was modest – 4 Facebook campaigns:

Development of Basket Ball world cup prediction and betting Facebook apps for Estonian and Lithuanian market. Client: Goal, Olympic Entertainment
Development of Simple Express Facebook apps to win free or 50% cheaper bus tickets for Estonian and Polish market. Client: Goal, Simple Express

Month	Projects	Change
August	4	+0

Passive Income

My only passive income comes from Bondora P2P loans. In August I got ~40€ from loan interest. All received principal and interest were reinvested.

Investments

In August I invested into real estate using Corwd Estate and bought some Olympic Entertainment Group (OEG1T) and Tallinna Vesi (TVEAT) shares. Both have good history of paying dividends.